Science Horizons

Buyer Beware – Using Power Factor Correction and Transient Voltage Surge Suppression to Reduce Energy Costs.

Today’s energy conscious climate has motivated many to do what they can to become more efficient and conserve energy and money. Unfortunately this same climate has prompted others to take advantage of unsuspecting consumers’ wishes to save energy and reduce expenses.

Companies that tout power factor improvement (kVAR correction) and transient voltage suppression are a good example of this bad trend. Lately we are seeing more and more of these companies cropping up and feel it is time to set the record straight.

First, transient voltage surge suppression (TVSS) plays a valuable role in improving power quality to protect sensitive equipment inside a facility. However, TVSS does not save energy. TVSS’s are only active a tiny fraction of a second to protect against voltage surges which only last for less than a millisecond. To actually reduce energy consumption the TVSS would need to actually cut power consumption for an extended period of time which is not what they are designed to do. Again, TVSS is important to protect sensitive electrical equipment but buyers should avoid vendors promising, or even guaranteeing, that they will reduce energy consumption.

Now what about vendors who claim that improving power factor will save 15% or 20% or 30% of energy consumption and corresponding cost? This one is a little trickier.

For residential applications, power factor does nothing to save energy because the typical home already has an average power factor of about 0.97 which is almost the perfect power factor of 1 or unity. In addition, the device (called a capacitor) is placed at the main circuit breaker. According to IEEE 5.5.3.3 capacitors must be situated at or near the respective inductive loads to reduce power system losses by reducing heat and distribution losses known as I2R losses.

So what about commercial and industrial facilities using power factor correction to reduce energy costs? It is perfectly appropriate for a company that is incurring penalties or a kVA billing structure from the utility company to improve the facility’s overall power factor by employing a capacitor bank at the main service entrance or individual capacitors at or near the respective motor loads. Doing so will eliminate the power factor penalties and/or reduce the kVA demand charges on the utility bill which can save significant money and provide a significant ROI on the investment.

But what about power factor correction reducing kWh consumption? IEEE also tells us that I2R losses only account for 2 to 5% of the total load in a facility. Simple math tells us that it would be against the laws of physics to get the 15% to 30% energy reduction claimed by some vendors. Think about it. Even if your facility had 5% distribution losses and you could correct 100% of the problem via power factor correction at every load (which can’t be done) you would still only save 5% at the most. No where near the claims of some capacitor vendors and manufacturers.

All that said, power factor correction when done properly will eliminate utility penalties and kVA demand charges, improve facility power quality, increase electrical system capacity, and save a little energy when applied to the appropriate motor loads.

So make an investment in transient voltage surge suppression and power factor correction when appropriate and necessary. But caveat emptor!

Save Money On Your Company’s Energy Bill, visit Energy Edge Technologies site for strategies on saving a tremendous amount of capital on your Corporate Energy Bill or call 888-729-5722 Ext. 100.

Robert Holdsworth Insurance free energy, Grocery store energy, Hospital energy, Hotel energy, Hotel energy management, How to save energy, Industrial energy conservation, Industrial energy efficiency, Insurance, Office building energy, Save energy money, Save money on electricity, Supermarket energy

Everyone has heard about a friend of a friend who knew a guy that had a sister who got involved with a company just before they went public, made a small seed investment and when the company went public she made millions.

Real Pre – Public investments in companies that are built to last with solid executive management and board of directors all wrapped in a industry that can still flourish in a recession are extremely difficult to find and impossible to be part of unless you are ‘in the know’, meaning you are the auditing or contract attorney for the company filing with the SEC, the accounting firm doing the third party audit, the consulting firm who is putting together the corporate strategies for the company or the investor relations industry that is gearing up for the publicity and promotions campaign to run in a post offering environment.

Typically the invitation to invest in a pre-public company comes in the form of a Direct Public Offering after the company is divided into shares with a private placement memorandum and before the third party audit and before and during the comments stage of the S1 filing. If you are fortunate enough to invest in a company with the above description you will most likely being offered deeply discounted stock (cheaper than what will be offered in the public market) which means you will (if the offering goes as planned) increase your initial investment amount by 200+ percent.

This is not at all a rare instance. Getting invited to invest in the pre-public, seed capital stage is actually quite simple if you know who to talk to. The best companies to become aligned with are ‘go public’ facilitation consultants and corporate turnaround consultants. These groups take companies public for a living and can usually plug you right in when the company is qualifying with the SEC and needs to have 40 investors on the book to qualify to go public (on the OTCBB). Simply contact the company and they will typically give you a quick information form to fill out to collect your name, phone, investment history and investment threshold.

It’s a fact, once you started investing in solid pre-IPO stock investments, you will dump your broker and never buy stock the traditional way again. Now get out there and experience the power of seed capital investment!

For Corporate Consulting or Invest Seed Capital In Pre-IPO Companies, call Princeton Corporate Solutions at 267-233-0183Take Your Company Public the easy way!

James Scott Insurance Insurance, investing in public companies, otcbb stock, pink sheet stock, pre ipo investments, pre-ipo stock investments, pre-public company, Princeton corporate solutions, seed capital, seller shareholder offering, stock alerts take your company public

If you are trying to raise capital with a PPM or public entity like OTCBB you need to understand the mind of the investor. After the business plan sells the investor on the business concept you need to sell them on you and your executive staff. You need to stack your executive positions with professionals with a proven track record of success and possess a solid reputation in the industry. You must paint the picture for investors that your business is run by the who’s who in your industry and this pedigree is demonstrated by your education, degree, grades in college, professional organizations of which you have been and are currently a member, advisory board positions with other corporate organizations, a track record of setting up and maintaining strategic alliances, networking contacts and more.

When an investor looks at your human resource list on your PPM, business plan or public offering docs it needs to scream power, authority and confidence. Each individual that you place on your advisory board must have a massive contribution other than ‘advice’. Advisors should be able to prove their ability to assist in crucial decisions, connect your company with strategic partners and help you get to the next level.

Your legal counsel and CPA should be well known organizations with a long list of successful, well known organizations on their client roster and they should have a lot more to offer your company than just their fee based services. Again, these organizations should be able to set you up with partnerships that will help grow your business. As far as corporate awareness you must include a publicist. The publicist that you choose must be well versed in their comprehension of your industry genre.

They must be able to take your company and get you in front of the proper audience that is conducive to enhancing your growth potential. They must be able to demonstrate their knowledge of viral online marketing as well as traditional means of radio, TV and article promotion. They should be able to reach into their contact list and set you up with one interview after another targeting your specific audience.

These are just a few things to take into consideration when you jump on the fund raising trail. Every individual you have listed on your docs must be able to pass due diligence and have the appeal that reaches into the ‘comfort’ zone portion of the investor’s mind.

Go Public With Your Company, call Princeton Corporate Solutions at 267-233-0183Take Your Company Public the easy way!

James Scott Insurance direct public offering, direct public offerings, dpo direct public offering, global direct public offering, how to take a company public, how to take company public, how to take your company public, Insurance, james scott, Princeton corporate solutions, shareholder company

In these monetarily gloomy times businesses are looking outside the box for a localized injection of economic stimulus. Banks are hording their bags of government bailout money while the small business owner is forced to fend for themselves. Nothing but doom and gloom seem to infest all aspects of present and near future financial forecasts.

There is, however, a fiscal niche being carved out as we speak by wealthy, aggressive and eager angel investors. Angel investors, private investors, micro ticket investment partnerships and other alternative financing groups are spearheading a global rally to buy into promising mid-size companies from all industry genres. The elements of a viable company prime for investment are solid and realistic growth potential, talented ‘who’s who’ executive staff with the right educational and professional pedigrees, minimal debt, a solid business plan laying out every minute intricacy that could affect growth, financial return and the exit strategy.

Another crucial element that is often overlooked but is a mandatory prerequisite for the SEC regulated exchange of cash for equity is a Private Placement Memorandum. A Private Placement Memorandum takes advantage of three powerful Regulation D Rule exemptions (Rule 504, Rule 505 and Rule 506) these are technical documents that spill the beans to the potential investor. In a PPM all the financial and industry risks are put on the table as well as stock prices, a breakdown of fund raising benchmarks and what the money will be used for etc.

A Private Placement Memorandum can be costly if you hire a law firm to custom author the package for you but there are consulting firms that will do this for as little as $5000.

If you are serious about raising money for your company you need to add a Private Placement Memorandum to your list of necessary documents to hand off to the investors in order to get the cash you need in an expedient manner.

Want to find out more about Private Placement Memorandums, then visit Princeton Corporate Solutions site on how to choose the best Offering Memorandum for your needs.

James Scott Insurance direct public offering, direct public offerings, dpo direct public offering, global direct public offering, how to take a company public, how to take company public, how to take your company public, Insurance, james scott, Princeton corporate solutions, shareholder company

Is one required to have travel insurance when going to another region or country? What does one get when one prepares travel insurance prior to having a domestic or international voyage? The assortment of insurance plan options to decide on and where they can be secured will be provided in this article.

Travel insurance can be acquired by manually doing the work or by professionally employing an insurance agency. Several travel insurance offers will be given to prospective clients by travel agents. Travel insurance coverage can be made available by insurance agents or other consultants in the insurance field.

There is a wide selection of travel insurance alternatives that can be obtained and this editorial will tackle some of the alternatives available. There is the comprehensive travel medical insurance policy which is meant for people who do not have any form of medical insurance even in their home. Residential health care insurance is available locally for any one who can afford to avail of the coverage.

Comprehensive medical travel insurance contracts are inclusive of providing travelers who go on very long trips with the service of maintaining their insurance benefits for when they lose their employment due to such long trips. A comprehensive medical travel insurance agreement aims to protect the benefits of people who work far from where they live. Comprehensive travel medical insurance and emergency medical travel insurance are variations which travelers may consider.

With emergency travel medical insurance, any person can attain health coverage that can be used in travel coinciding with an already owned health insurance policy. The contract aims to give travelers full health benefits while they are gone on a trip but as soon as they return, the policy is dissolved. Travel insurance coverage like this one complements an older health plan so see to it that each new provision for the former is different from that of the latter.

Another form of travel insurance policy travelers can avail of is known as Medevac standing for medical evacuation. Medevac travel insurance serves to provide the necessary settlements for any medical situation that a traveler experiences from the use of an ambulance to the main hospitalization of medical care charges. These kinds of travel insurance are very expensive costing up to tens of thousands of dollars but these kinds of policies are rarely necessary.

Trip cancellation and interruption insurance serves to manage the costs needed when a passenger faces abrupt trip cancellations. Travel insurance options like this one can be modified to be inclusive of coverage for when a person needs to head back home after a trip. There are varying causes that can be attributed to the possible cancellation of travel plans and these can begin with illnesses and become as serious as events of war.

Supplier default travel insurance covers the amount of money a passenger loses in relation to the bankruptcy of any airline, cruise liner, tour operator, or any other travel service provider. The events during 9/11 in New York City in 2001 led to the drastic fall in the offers for these kinds of travel insurance policies. Nowadays, most insurance brokers no longer offer this kind of insurance policy to any client while some choose over which company to give the insurance coverage to.

Rental car travel insurance gives coverage to damages and injuries that play out in an accidental collision. Compared with standard car insurance plans, the latter almost always have separate charges for liability coverage. This is so due to the fact that common occurrences where the value of the car is insufficient to satisfy the damages exist.

There are different options to choose from when it comes to travel insurance policies making it easy to obtain one for any purpose. An insurance policy requires much consideration to end up with a good deal concerning possible provision coverage. Make use of an insurance coverage which can make traveling worthwhile.

This site teaches you about travel insurance comparison. You may be looking for travel insurance companies information, in which case you should visit that site.

Hannah Mcdonald Insurance claim, Insurance

If you can’t afford travel insurance then you can’t afford to travel. With the market of travel insurance being so competitive and the costs regularly reviewed and improved, what has always been a necessity when travelling can now be viewed in a pleasant light and no longer considered as a burden for the average traveler and holiday-maker. It is liberating to know that, just in case you’re out of luck, most traumatic events while travelling can be remedied or assisted by the cover you purchase before you leave. This far outweighs the disappointment of wishing you had spent a little extra on travel insurance. The potential risks encountered when travelling or leaving home for a length of time with only a few bags to hold your previous belongings can be daunting especially when you are surrounded by strangers who do not speak your language!

When buying travel insurance remember that the policy wording can be very involved and specific and underwriters are quick to refuse payment should your policy not cover even a single aspect of your insurance claim. There are certain precautions you need to take to ensure that any travel insurance claim you may have will be paid out and these are standard precautions that should keep you and your belongings safer in any case.

These are some of the mistakes that might render you unworthy of a claim: having a different name on your travel documents to those on your passport (for example if you still have your passport in your maiden name and have booked your flight in your married name); not getting a police report to back up your claim; injury incurred while under the influence of alcohol and leaving baggage unattended in a case of theft.

Something that’s even more important than getting travel insurance is making sure that you purchase the correct policy and you understand exactly what is and is not covered in your policy. Do not hesitate to voice any queries and always read your policy wording carefully before purchasing your travel insurance. You will find countless reviews online sent in by holiday makers who have lost money because they either didn’t have insurance to start with or neglected to familiarise themselves with the fine print on their policy meaning they thought they were covered in certain situations when in fact they were not.

Travel Insurance today is affordable and reassuring but the traveler must take time to understand what they have purchased. The potential risks encountered when travelling or leaving home for a length of time with only a few bags to hold your previous belongings can be daunting especially when you are surrounded by strangers who do not speak your language! Always consider buying travel insurance for your travels, whether international or domestic.

Before you purchase your cheap travel insurance on the internet, check out our competitive and reliable travel insurance packages.

Roc Selly Insurance backpacker, backpacker insurance, competitive travel insurance, explore, gap year, Holidays, Insurance, Travel, travel insurance, Travel Tips

OK, you’re ready to take your company to the next level and your CFO and legal counsel have advised you to go public to raise capital as well as to retain some of those prize employees with stock options and to bait that new sales executive with a signing bonus made up of stock options. You’ve looked into everything from pink sheets to reverse mergers to OTCBB to IPO and you have come to the conclusion you’re going to need to take on investors so that you can afford to follow through with your plan. If you’re lacking the funds to dive right in and start creating your public structure, here is a way that just about any business can afford to go public.

First, get a real business plan. Your business plan needs to sizzle and reel in the investor and clearly paint a picture of your vision to the investor and their advisors. Next, you’ll want to raise an initial round of cash quickly so that you can afford to take your company public without hindering your current company structure with additional ancillary costs. You’re going to need something fast and affective; you should consider having a professionally authored private placement memorandum put together for your company.

If you are trying to go public via OTCBB a Regulation D Rule 504 exemption will suffice, if you are trying to achieve an IPO you’ll need to go with a Regulation D Rule 505 exemption (pink sheets and reverse mergers into shell corps are not very successful in immediate and long term success so I would suggest you stay away from these structures). Build into the PPM verbiage that you are raising an initial round of capital that will be used to take your company public. When savvy investors see that they are investing in a real, viable pre-IPO or pre-OTCBB formation you will see investors climbing out of the woodwork to give you cash if your business concept is sound.

Next you hire the consultants (usually the same firm that wrote your PPM) to start the process of taking you public. On the PPM your Mini/Maxi should allow you to use capital almost immediately to get the ball rolling on your public company. You can count on a solid OTCBB going for between $75k and $250k and an IPO going for $1M+ so have your PPM written accordingly. If you follow the path set forth above you will notice something extraordinary.

The only out of pocket expense you had was for your Private Placement Memorandum (and your business plan if you didn’t have one) and 100% of the capital needed to go public was supplied by greedy investors who are excited to invest because of the quick payoff of their investment when you go public. This process means you can literally take your company public for less than $5,000 (the typical cost of a strategic Private Placement Memorandum. This is a simple, strategic and inexpensive way to get the capital you need for your company quickly, without using your limited financial resources in the process.

$5,000 can Take Your Company Public, Call Princeton Corporate Solutions at 267-233-0183 OTCBB, IPO and PPM we do it all.

James Scott Insurance Insurance, investor finder, investor finder service, private placement memorandum, private placement memorandums, take company public, take company public otcbb, take company public pink sheets, take company public reverse merger, take your company public

A compensation claim is a monetary amount claimed by an individual to compensate for an accident, or personal injury. Its purpose is to make up for the loss suffered by the individual, and help him/her in overcoming that loss.

There are two main aspects for a compensation claim. The first are general damages, which are for the pain and suffering caused by the injury, and any treatment to be done. This depends on the form of injury suffered, how extensive is the recovery, and whether there will be any lasting effects. The next aspect is special damages, which are to reimburse financial losses incurred, or expenses paid. This can include lost earnings, and travelling expenses.

A person may claim compensation for a variety of injuries. However, these are most common with traffic accidents, which include being hit by a car or a motor bike. Furthermore, you may also file for compensation claims from injuries like broken limbs, whiplashes, head injuries, or some ever more serious injuries.

If an injury is serious enough that it affects the normal way in which a person works or something that affects his performance, and it can be beyond attribute a doubt to fault of someone else, it is important enough to be filed a compensation claim on. It is a serious misconception that only those injuries that threaten the life of a person can be filed for compensation.

Another major category of injury claims is work place accidents. Your employer has a legal responsibility to provide you a safe, and secure working environment. If the accident was not your fault, and was caused by inadequate safety procedures, then you can claim compensation for your loss, and suffering. If you have moderate injuries such as broken bones, whiplash, or serious injuries such as loss of limb, you can claim the appropriate amount of compensation.

You may also file a claim if you have been a victim of medical negligence. If you feel that your doctor has not given you the treatment you deserved, or your case was not handled in an appropriate manner, you could file a claim against this. Most medical negligence cases are filed when victims suffer from complications after surgeries due to faulty behaviour of their doctors. If that is the case, it does not matter whether the injury was major or minor, a claim should be filed.

Claims of compensation could also be filed, as a consumer of a product that you might have used. Very often businesses sell products that do not give the service it was supposed to, or using it led to physical harm, or injury. If that is the case, compensation claims could be registered.

If you feel that you are the victim of an injury, which is not your fault, then the first step is to hire a solicitor who can guide you through the process. These solicitors are known as personal injury lawyers, and they are experts in this field. Before making a claim, it is important to analyse whether it will hold up in court or not. Thus, it is important to get expert advice on this matter.

Daniel Burg is a insurance consultant. To make guaranteed personal injury claim contact a specialist today and visit his recommended website for more information at http://www.firstpersonalinjury.co.uk/.

Daniel Burg Insurance accident claims, Insurance, personal injury claim, personal injury lawyer

Before moving further into the article I would like to give a brief introduction about Auto insurance. Well, it is an insurance which is obtained by the owner of a vehicle to cover losses due to traffic accidents or theft. It highly depends on different factors such as age, marital status, driving record, etc.

There are so many companies in market that offer cheap policy prices.Everybody wants to save their hard earn money so people mostly look for those companies that offer minimum prices.In this article I would like to provide some important tips through which you can obtain inexpensive auto insurance.

1. Internet
Internet is regarded as the best place for getting cheap rates. You can either go from one single-company site to another, or you can go to an insurance comparison website.

2. Just review your policies annually
It is very important to review the policies annually.This way you can receive numerous benefits.

3. Just increase your discounts and deductibles
The owner of the vehicle will always get more inexpensive car insurance with higher deductibles.

4. Take the kids off your policy
It is beneficial to take policy if your kid’s collage is more than 100 miles away. It is a nice way to save a lot of money.

5. Drop your collision coverage
Well, it does not make sense to pay out thousands over a few years to insure a car that is worth just a few thousand. I will advice you to drop collision coverage if the worth of a vehicle goes below a certain amount.

6. Always ask about special discounts
There are many discounts such as Non-smoker discounts, car/home policy discounts available in market. I will advice you to remind your insurance agent about such discounts whenever the appropriate time comes.

7. Ask a lot of questions related to the policy
Just look at every element of the policy, and do not pay for unnecessary things. Ask about each and every thing which you do not understand.

8. Compare rates
Remember you must compare the rates of the same thing.

You can easily get the appropriate kind of auto insurance just by spending a little time and effort. I hope now you have a good idea of some of the inexpensive ways.

If you are looking for the Inexpensive Auto Insurance then visit us and get more information about super cheap car insurance schemes out here.

Jim Hall Insurance auto insurance, Cheap Auto Insurance, Insurance

Insurance is quite the salesman’s dream commodity when you think about it. Month after month we hand over your hard earned money, with pretty much only someone else’s word that we have actually bought anything at all. The only evidence we get is a small piece of paper, after all! What’s more, we do this whilst sincerely wishing that we never have any need of the thing that we have theoretically bought!

I do, of course, understand that this is a grossly over simplified view of things. What we actually hand over our cash for is the peace of mind that it brings – knowledge hat if things do go horribly wrong then we will, at least financially, be in a reasonable position.

So, you have to find yourself an insurance policy, either because you have something of value that you really wish to cover or because, as with car insurance, you are simply compelled to purchase it. What ever your reason for purchasing, we all want to be sure that we have got the best deal for our needs so how do we go about ensuring that?

As you are probably aware, it is possible to get a policy to cover every eventuality on any conceivable object. Everything, in fact, from a musician’s hands to a multinational corporation’s stock issue.

Whatever your needs, then there has never been a better time to be in the market place. There is an almost infinite range of information available to us via the phone or the Internet and you are sure to find something that fits your requirements, however obscure they may be. There will always be an insurer eager for your money!

Before you start the laborious process of getting a range of quotes, it pays to sit down with a pen and paper and decide on the type and level of cover that your require.

If it is motor insurance you are seeking, decide if you want cover to extend to the cost of the cd’s you invariably leave in the car. If you have an expensive audio system, this may need a separate policy. It may also be cheaper to take the bundled breakdown cover rather than to arrange it separately.

If home contents cover is what your looking for then make an honest assessment of how much it will actually cost to replace a lifetimes worth of accumulated music and books. Clothes, as well, will prove to be surprisingly costly to replace. You would be amazed at how many people sell themselves short in these respects.

As with most things in life, the secret is to do some preparation and know exactly what you want. Know which point you are flexible on and make sure you are adequately covered.

The one point to be absolutely clear on though is to not leave yourself adequately covered. Should you need to make a claim the surrounding events are already likely to taken an emotional toll without having to cover a considerable shortfall between what you have actually lost and what you managed to get out of the insurance company.

When you are looking for Insurance there are so many choices to visit. With online Insurance choices you should be able to get the lowest cost. Head online and learn more now!

Graham McKenzie Insurance car insurance, disability insurance, Finance, household insurance, Insurance, life insurance, money